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2 Myths Holding Back Home Buyers Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

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John R. (Jay) Ashcroft is Missouri’s 40th Secretary of State, elected in November 2016. In each year of elected statewide office, he has visited every one of Missouri’s 114 counties and met with local election officials, library executives and business owners to promote the Office’s services and learn how he can help improve elections and support missouri libraries and businesses.

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2 Myths Holding Back Home Buyers For the past one year since May 9, 2018, the sound and fury of racial and religious rhetoric have pushed the agenda of social inclusion and moderation to the back burner. privileges and benefits. 2.

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John R. (Jay) Ashcroft is Missouri’s 40th Secretary of State, elected in November 2016. In each year of elected statewide office, he has visited every one of Missouri’s 114 counties and met with local election officials, library executives and business owners to promote the Office’s services and learn how he can help improve elections and support Missouri libraries and businesses.