Home call: To buy or rent?

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Dear Two Cents, I’m out of debt, and I’m now saving for a down payment on a home. It’s always been my dream to be a homeowner. But lately, I read a lot of arguments against it in favor of renting. How do I know if it’s a good idea for me? Should I buy or keep renting?

 · Is it better to rent or buy a house? That’s a question virtually all adults ask themselves at one point or another, and especially around this time of year, as some people consider their goals and plans for the year ahead. So before you answer the question, here are some other questions you should ask yourself first.

 · Some people just aren’t ready for homeownership for a variety of reasons, and the financial aspects don’t always favor either renting or buying. Even if you think you’re ready for the American Dream, consider the current market, your financial circumstances, and your plans for the future when deciding whether to rent or buy your home.

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Use this rent vs. buy calculator to determine if it makes more sense for you to rent or buy a home based on what you can afford. Mortgages.. If you buy a home and decide soon after to move, you.