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Australian Financial Review APRA scraps 7pc home loan buffer The australian prudential regulation authority has written to banks proposing the 7 per cent serviceability buffer on home loans be removed, in good news for borrowers and the property market. Wayne Bryes says: "The merits of a single floor rate across all products have been substantially.

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APRA has written to banks proposing the 7pc serviceability buffer on home loans be removed, in good news for borrowers and the property market. APRA scraps 7pc home loan buffer afr.com

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Need help with borrowing, Talk to us at Perfect Group. afr.com. APRA scraps 7pc home loan buffer. The Australian Prudential Regulation Authority has written to banks proposing the 7 per cent serviceability buffer on home loans be removed, in good news for borrowers and the property market..

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APRA scraps 7pc home loan buffer The Australian Prudential Regulation Authority has written to banks proposing the 7 per cent serviceability buffer on home loans be removed, in good news for borrowers and the property market.

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In a move that is most likely to benefit owner-occupiers and the wider property market, the Australian Prudential Regulation Authority is proposing the 7 per cent serviceability buffer on home loans be removed. With housing prices continuing to fall sharply in Sydney and Melbourne, APRA’s unwinding of its restrictions is part of a coordinated action [.]

Louie Douvis APRA’s serviceability buffers were introduced in December 2014 as a way of tempering the runaway housing market. They required the banks to assess all home loans against a floor of 7 per.