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Click on our Logo to return to the Home Page at any time Products and ServicesBanking Made Easy!
Worldwide ATM access
Courier Service available for qualified business clients
Remote Capture available for qualified business clients
Show All | Close All | Is there a minimum amount required to open an account at Savannah River Banking Company? | Q | Is there a minimum amount required to open an account at Savannah River Banking Company? | Yes, $100 is required to open any type of account. Close |
| | What benefits are available with a Savannah River Banking Company Personal Account? | Q | What benefits are available with a Savannah River Banking Company Personal Account? | Free 24/7 Telephone Banking and Free Internet Access is available to all personal account holders. Close |
| | What types of Personal accounts are offered by Savannah River Banking Company? | Q | What types of Personal accounts are offered by Savannah River Banking Company? |
Premier Checking
Minimum $1,250 Daily Balance / Average Monthly Balance $2,500 or
$10,000 in DDA, SAV, CD, IRA, or Loan/Prime Equity Line Amount or any combination.
If below minimum / average, $10 monthly maintenance fee applies
Free ATM card – Worldwide ATM access
Free Point-of-Sale (POS) transactions
Unlimited Check Writing
Free Telephone Banking
Free Internet Banking and Bill Pay
Interest Accrued Daily, Paid at Statement Cycle
Free Savannah River Banking Company Specialty Checks and Cover
Free Official Checks
No Fee Travel Money Card
3x5 Safe Deposit Box at No Charge (subject to availability)
Advantage Checking
Minimum $500 Daily Balance / Average Monthly Balance $1,000
If below minimum / average, $8 monthly maintenance fee applies
10 "No Fee" ATM withdrawals - Worldwide ATM Access
Unlimited Point-of-Sale (POS) transactions
Unlimited Check Writing
Free Telephone Banking
Free Internet Banking and Bill Pay
Interest Accrued Daily, Paid at Statement Cycle
1 year 3 x 5 Safe Deposit Box at No Charge (subject to availability)
Free Checking
No monthly minimum balance
5 "No Fee" ATM withdrawals - Worldwide ATM Access
Unlimited Point-of-Sale (POS) transactions
Unlimited check writing
Free telephone banking
Free Internet Banking
Bill Pay $4.95 per monthClose |
| | What types of Savings or Money Market accounts are available at Savannah River Banking Company? | Q | What types of Savings or Money Market accounts are available at Savannah River Banking Company? |
Select Savings
Minimum $100 Daily Balance, If below minimum, $3 monthly maintenance fee applies
Interest accrued daily, paid at statement cycle (quarterly)
2 Free withdrawals per month, each additional withdrawal $3
Performance Money Market
Minimum $1,000 Daily Balance, If below minimum, $5 monthly maintenance fee applies
Tiered Interest Rates accrued daily, paid at statement cycle
6 Withdrawals per statement cycle by preauthorized, automatic, or telehphone transfer with no more than 3 by check, draft, or similar order to third parties
Excessive withdrawal fees of $5 per item will apply (Reg D Policy)
Unlimited counter withdrawalsClose |
| | What types of Business accounts are offered by Savannah River Banking Company? | Q | What types of Business accounts are offered by Savannah River Banking Company? |
Value Business Checking
Free Internet Banking and Bill Pay
Free Telephone Banking
500 free items then service charge calculated at $0.25 per transaction / items deposited
Cash Deposits - $10,000 free, then $0.25 per $100
Business Interest Checking
$15 monthly maintenance fee
Interest Accrued Daily, Paid at Statement Cycle
Free Internet Banking and Bill Pay
Free Telephone Banking
Service charges calculated at $0.12 per transaction / items deposited
Cash Deposit $0.15 per $100
Business Analysis Checking
$15 monthly maintenance fee
Earnings Credit based on 90 Day T-Bill Rate
Free Telephone Banking
Free Internet Banking and Bill Pay
Services Charges calculated at $0.12 per transaction / items deposited
Cash Deposits $0.15 per $100Close |
| | Are Certificates of Deposit and Individual Retirement Accounts available? | Q | Are Certificates of Deposit and Individual Retirement Accounts available? | Yes, Savannah River Banking Company offers a variety of terms and competitive rates to meet your investment goals. Close |
| | What types of Loans does Savannah River Banking Company offer to consumers? | Q | What types of Loans does Savannah River Banking Company offer to consumers? | Prime Line of Credit
Prime Equity Line of Credit
Personal loans to include Automobiles, Recreational Vehicles, School Tuition, and other personal financing needs
Real Estate related loans to include Mortgage, Construction, Home Improvement, and Lot Financing
Please visit one of our Financial Centers to speak with a Savannah River Banking Company associate about your personal financing needs.Close |
| | What types of Loans does Savannah River Banking Company offer to businesses? | Q | What types of Loans does Savannah River Banking Company offer to businesses? | Savannah River Banking Company can provide a broad variety of loan products to support the financing needs of your business. Our team of experienced Client Managers have the ability to discuss and structure credit solutions for most business related financial situations. Financing products include lines of credit and short-term and long-term financings. Savannah River Banking Company has the capabilities to address needs related to working capital, furniture/fixture/equipment, rolling stock, lease-hold improvements, and all types of commericial real estate opportunities.
All credit decisions are made locally by our team of Client Managers to provide efficient resolutions for your business.
Please visit one of our financial centers to speak with a Savannah River Banking Company Client Manger about your business financing needs. Close |
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Credit Card Account AccessShow All | Close All Worldwide ATM AccessShow All | Close All | What is Worldwide ATM Access? | Q | What is Worldwide ATM Access? | Savannah River Banking Company clients can utilize any ATM, worldwide, without incurring any transactional costs related to access to your accounts. Close |
| | Will there be any Savannah River Banking Company ATMs? | Q | Will there be any Savannah River Banking Company ATMs? | The management of Savannah River Banking Company has chosen not to have ATMs at our financial center locations or remotely located in the CSRA market. We feel our clients will have more convenient access to their accounts by using any ATM most accessible to them either in the CSRA or while traveling worldwide. Close |
| | What ATM networks will Savannah River Banking Company be utilizing? | Q | What ATM networks will Savannah River Banking Company be utilizing? | Savannah River Banking Company has associations with the STAR, PLUS, and INTERLINK networks for ATM access. Close |
| | Will my ATM and Debit card be separate or combined? | Q | Will my ATM and Debit card be separate or combined? | Savannah River Banking Company has the capabilities of combining both ATM and Debit card access through one card with a common PIN number. We feel this provides the most convenience to our clients. Close |
| | What do I do if my card is lost or stolen? | Q | What do I do if my card is lost or stolen? | Please immediately report a lost or stolen card to
1-866-546-8273 Close |
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24/7 Telephone BankingShow All | Close All Internet Banking and Bill PayShow All | Close All | Does Savannah River Banking Company offer internet banking? | Q | Does Savannah River Banking Company offer internet banking? | Our Internet Banking product offers clients a secure and convenient way to access their accounts online, 24 hours a day, 7 days a week. Close |
| | What is Bill Pay? | Q | What is Bill Pay? | Bill Pay is a convenient way for Savannah River Banking Company clients to pay their national, regional, and local bills online, 24 hours a day, 7 days a week. Bill Pay allows our clients to organize their financial obligations and have the ability to retrieve historical information on their payment history. Close |
| | How much does it cost for Internet Banking and Bill Pay? | Q | How much does it cost for Internet Banking and Bill Pay? | Internet banking is free to all clients.
Bill Pay is free with our Advantage Checking and Premier Checking Accounts and is also offered to all of our business clients at no charge.
Bill Pay allows our clients to pay obligations electronically and avoid the costs associated with check writing, envelopes, and postage. Close |
| | How do I get started? | Q | How do I get started? | As a client of Savannah River Banking Company you can begin using Internet Banking and Bill Pay when you complete your application after opening your account. Close |
| | How do I use Internet Banking and Bill Pay? | Q | How do I use Internet Banking and Bill Pay? | You will need to enter your login identification and password. You will then be shown a list of your accounts and the balance in each. If you want more detail, or want to complete a transaction, just select the function. Close |
| | Why doesn't my Internet Banking PIN work? | Q | Why doesn't my Internet Banking PIN work? | There could be several reasons. You may be entering the wrong PIN (they are case-sensitive). You could be locked out of the system. Or, if you have not logged into Internet Banking in the past 90 days, your status may have become inactive. If you have any of these problems, please contact us in Augusta at 706 396 2500 or in Aiken at 803 293 2400. Close |
| | What types of transactions can I do with Internet Banking? | Q | What types of transactions can I do with Internet Banking? | Clients of Savannah River Banking Company can complete the following transactions online:
View account balances and activity
Transfer funds between Savannah River Banking Company accounts
Make payments to Savannah River Banking Company loans
Make advances on Savannah River Banking Company Prime and Prime Equity personal lines of credit
Download statement information
Send and receive secure messages to and from Savannah River Banking CompanyClose |
| | How do I add or delete access to my Internet Banking accounts? | Q | How do I add or delete access to my Internet Banking accounts? | Contact Savannah River Banking Company. You must be an owner or authorized signer to have access to, or make changes to
an account. Close |
| | How much account history can I access through Internet Banking? | Q | How much account history can I access through Internet Banking? | You will be able to access your current transactions as well as 60 days of account history. The history will begin to build from the date your sign up for Internet Access. Close |
| | Can I download my account information to financial software programs? | Q | Can I download my account information to financial software programs? | Yes, you can download to Microsoft Money, Quicken, Intuit QuickBooks, Standard Personal Finance, spreadsheet (.csv), or word processing (.txt) programs. Close |
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More About Savannah River Banking CompanyShow All | Close All | How did Savannah River Banking Company become established as a financial institution? | Q | How did Savannah River Banking Company become established as a financial institution? | In June 2006 a group of twenty-three local business and community leaders created a Board of Directors to organize Savannah River Financial Corporation, the holding company for Savannah River Banking Company. This Board, along with a staff of three associates, began the process of creating a new community bank for the entire CSRA market. The Board quickly applied for a bank charter through the Office of Thrift Supervision (OTS) and the Federal Deposit Insurance Corporation (FDIC) with approval received in May, 2007. The CSRA market financially supported Savannah River Financial Corporation through the private placement of common stock, over-subscribing and raising in excess of $30 million in capital to provide a successful start to our new community bank.
Savannah River Financial Corporation currently has plans to build an 18,000 square foot main office and financial center located on Walton Way Extension in the Augusta Exchange area. Additionally, we have renovated an existing financial center in the Aiken market located on Silver Bluff Road at Hitchcock Plaza. Savannah River Banking Company's opening date of August 1st will provide a high level of client services through a dedicated and experienced team of over 20 associates, all with extensive banking knowledge of the CSRA market.
Savannah River Banking Company is committed to Banking Made Easy with the goal of providing Easy retail and commercial solutions for our clients. Close |
| | Who are the Board of Directors of Savannah River Banking Company? | Q | Who are the Board of Directors of Savannah River Banking Company? | The Board of Directors of Savannah River Financial Corporation and Savannah River Banking Company are:
Paul S. Simon - Chairman of the Board
Timothy N. Dangerfield - Vice Chairman of the Board
William J. Coscioni
Delores H. Crawford
O. Lamar Crowell, Jr.
Vendie H. Hooks, III, M.D.
William B. Kuhlke, Jr.
Mason H. McKnight, III
Brian J. Marks
Carolyn S. Maund
John A. Oakland
David C. Poole
J. Randolph Potter
E. Leland Reynolds
John D. Reynolds, III, M.D.
N. Turner Simkins
R. Lee Smith, Jr.
Jeff P. Spears
Robert M. Taylor, III
Donald W. Thompson
Thomas W. Wyatt
J. W. Yonce, IIIClose |
| | Who are the Officers of Savannah River Banking Company? | Q | Who are the Officers of Savannah River Banking Company? | The Officers of Savannah River Banking Company are a group of highly experienced local bankers who are committed to providing superior client service to meet the banking needs of the CSRA community. Combined, the following group of Officers have over 150 years of banking experience.
J. Randolph Potter, Chief Executive Officer
Jeff P. Spears, President
Gerry L. Owen, Chief Financial Officer
Susan K. Bly, Chief Information Officer
Joe E. Lewis, Aiken Market President
David J. Hogg, Augusta Market President
Phil Brigham, Augusta Client Manager
Diane Watson, Aiken Financial Center ManagerClose |
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